We meet with three to five prospects each week looking to hire a financial advisor. Many have done a lot of research to prepare for the meeting. However, the financial services industry is so confusing that we thought this post needed to… Read More

Turning 65? You are not alone…about 10,000 Americans are turning 65 every day between now and 2030. In addition to celebrating this important milestone, I would encourage you to start (if you haven’t already) thinking about Medicare. In short, Medicare… Read More

If you are looking to partner with a financial advisor in Rhode Island, you have come to the right place. In order to prepare for this post, we evaluated all advisory firms in Rhode Island. And let me say I am glad we… Read More

There are a lot of reasons why people choose to claim Social Security early. From the media to friends, people are bombarded with lots of concerns. In this post, we outline 3 of the most popular reasons why people take… Read More

As you may know, we specialize in helping clients in retirement and those hoping to transition into retirement. In our view, retirement planning is a specialty within general financial planning. Retirement planning typically does not focus on building credit, exercising… Read More

If you are like most people, when you hear the word retirement you may immediately conjure up thoughts of never-ending vacations, warm weather, complete freedom and flexibility, and delicious food (maybe the last one is just me). The reality is… Read More

Series I Savings Bonds or “I Bonds” have been all over the news…and for good reason. As of May 2022, I Bonds started offering a “guaranteed” interest rate of 9.62%. In fact, we can’t get through a meeting without a… Read More

At the time of this writing (June 17, 2022), the stock market is down 22.4% and the bond market is down 11.3%. Given the continued volatility and declines in the market, we wanted to answer 3 questions. Our hope is… Read More

Prospects often tell us that they want a “fee-based” advisor. However, when they start to describe this advisor, they are actually describing a “fee-only” advisor! Having a clear understanding of this difference is essential. Not only will you have a… Read More

The financial planning profession is in its infancy. It began in a Chicago airport in 1969 when a group of bankers gathered to discuss how people could better manage their financial lives. This meeting eventually led to the creation of… Read More