Authored by: Jason Siperstein, CFA, CFP | Added: 02/02/2017
Academics have been studying ways to motivate people to save now. However, they are finding that when faced with the decision to satisfy our immediate needs or our future needs that our present needs usually win.
Authored by: Jason Siperstein, CFA, CFP | Added: 01/13/2017
Not too long ago when people heard the word “retirement” they knew exactly what it meant. It used to be relatively straightforward – save as much as you can, invest as well as you can, let your money grow, and then when you hit 65, retire and enjoy!
Authored by: Jason Siperstein, CFA, CFP | Added: 12/13/2016
You are probably already aware of the importance of regularly contributing to your IRA (individual retirement account) or 401-K. But, have you ever quantified the value? How much do these tax-advantaged accounts actually save you in taxes?
Authored by: Jason Siperstein, CFA, CFP | Added: 03/24/2016
Many of my friends often ask for my advice and thoughts on investments and how to best manage their finances. Everyone’s situation is different, but there are 4 general rules of thumb that apply to most people.